Personal Information Protection

payung99 Privacy Policy

payung99 takes our responsibility towards every player's personal information seriously. This policy explains how we manage your data in a transparent and responsible manner.

International Licensing SSL Encryption User Rights Protected Malay and English

Six Pillars of Data Protection at payung99

Every decision we make regarding your data is guided by these six core principles — from the moment you register an account to when you decide to close it.

Full Confidentiality

Your personal information is never sold, rented or shared with third parties for marketing purposes without your explicit consent. payung99 respects your privacy the same way you respect the privacy of others.

Technical Security

All data is transmitted via SSL/TLS encryption protocols. Our servers are protected by a layered security system — firewalls, intrusion detection, and continuous round-the-clock monitoring.

Minimum Collection

We only collect data that is genuinely needed to provide the services you require. No excess data is collected, and every field in the registration form has a clear justification.

Control in Your Hands

You have the right to access, correct, export or request deletion of your data at any time. All requests relating to privacy rights will be handled by our support team.

Clear Retention Periods

Your data is not stored indefinitely. We have a clear retention policy based on legal and operational requirements — after that period, data is securely disposed of.

Timely Notification

If there are any changes to this policy or any security incident involving your data, we will notify you promptly via email or account notification.


What Information payung99 Collects

To provide a safe gaming experience and comply with international licensing requirements, payung99 collects several categories of information from users who register an account.

📋 All information collected is subject to your consent at registration. You may withdraw that consent, though this may affect our ability to provide certain services.

  • Identity Information Full name, date of birth, identity card number (MyKad) or passport, and nationality — collected for age verification and Know Your Customer (KYC) compliance purposes.
  • Contact Information Email address, mobile phone number, and preferred communication language. This information is used for account verification, transaction notifications and customer support communications.
  • Financial Information E-wallet account details (Touch 'n Go eWallet, Boost, ShopeePay), bank account numbers for FPX, and deposit and withdrawal transaction history. Credit card numbers are not stored directly.
  • Game Activity Data Betting records, slot game history, live casino, roulette, poker and sports betting history, as well as bonus and cashback usage. This data helps us detect unusual activity and support responsible gambling.
  • Technical and Device Data IP address, web browser type, operating system, screen resolution, and login session information. This data is used to detect intrusions and improve the user experience.
  • Support Communications Live chat conversation records, customer support email tickets, and feedback you send to our team are stored to help resolve any issues in the future.

How payung99 Uses Your Information

Every piece of information we collect is used for a specific, legitimate and proportionate purpose. Below is a full overview of how your data plays a role in payung99's operations.

Account Verification

Ensuring that players who register are real individuals aged 21 and above, in line with payung99's international licensing requirements.

Transaction Processing

Verifying deposits via DuitNow, FPX, Touch 'n Go eWallet, and processing withdrawals within 1 hour.

Customer Support

Enabling our 24/7 support team to communicate with you effectively in Malay and English.

Fraud Prevention

Detecting suspicious transaction patterns, protecting your account from unauthorised access and unlawful activity.

Service Improvement

Analysing usage patterns in aggregate (without identifying individuals) to improve the interface and game availability.

Responsible Gambling

Monitoring betting patterns to identify early signs of gambling problems and recommend appropriate management tools.

Important Notifications

Sending alerts related to account security, transaction status, bonus updates, and changes to policies or terms of service.

Legal Compliance

Meeting the reporting and record-keeping obligations set by the international licensing body under which payung99 operates.


Who Can Access Your Data

payung99 does not trade users' personal data. Any data sharing only takes place in the following circumstances and with parties that have undergone our security review.

  • Payment Service Providers The required transaction information is shared with payment processors such as Touch 'n Go, DuitNow and FPX solely to complete your deposits and withdrawals.
  • Licensing and Enforcement Bodies When required by law or by directive from a competent authority, we will disclose the necessary information. payung99 operates under an international licence and complies with the applicable reporting requirements.
  • Selected Technology Providers Certain technical functions such as server hosting and analytics are supported by selected third-party providers who are bound by strict data confidentiality agreements with payung99.
  • Never Sold or Lent We do not sell, rent or exchange your data with advertisers, data brokers or any third party for their own marketing purposes — ever.

How Long Your Data Is Stored

We follow the principle of data minimisation — information is not stored longer than necessary. The table below shows retention periods by data type.

KYC Identity Data
For the duration of the active account and up to 5 years after account closure
Financial Records
At least 5 years in accordance with licensing and audit requirements
Game Data
2 years from the date of activity for analytics and dispute resolution
Technical Logs
90 days, then automatically deleted from active systems
Support Records
2 years for reference and service quality control purposes

After the retention period ends, data is permanently deleted or anonymised using established technical procedures.


Your Privacy Rights as a payung99 User

As a registered payung99 user, you have protected rights over your personal data. These rights may be exercised at any time by contacting our support team.

1

Right of Access

You may request a copy of all personal data we hold relating to your account at any time.

2

Right of Rectification

If any information we hold is inaccurate or out of date, you have the right to request immediate correction.

3

Right of Erasure

You may request deletion of your personal data subject to applicable legal retention obligations.

4

Right to Data Portability

You have the right to receive your data in a machine-readable format for transfer to another service provider.

5

Right to Object

You may object to the processing of your data for direct marketing or analytics purposes at any time.

6

Right to Restrict Processing

In certain circumstances, you may request that processing of your data be temporarily restricted while an issue is being investigated.

7

Right to Withdraw Consent

Consent given at registration may be withdrawn, though this may affect access to some account features.

8

Right to Complain

If you are not satisfied with how we handle your data, you have the right to submit a complaint to us or to the relevant body.


Use of Cookies on the payung99 Website

The payung99 website uses cookies to ensure core functions run smoothly and to understand how players interact with our platform.

  • Session Cookies (Required) Maintains your login status during an active session. These cookies are automatically deleted when you log out or close the browser.
  • Preference Cookies Stores settings such as language preference and interface layout so you do not need to set them again each time.
  • Analytics Cookies Collects aggregated usage data to help us understand which parts of the website are most frequently used and need improvement.
  • Security Cookies Detects suspicious login attempts and helps our system distinguish legitimate users from bots or automated activity.

You can manage or disable cookies through your browser settings. However, disabling required cookies may affect login functionality and account security.

Your Data and Server Locations

As payung99 operates under an international licence, your data may be processed or stored on servers located outside Malaysia. We ensure that any such data transfer is carried out with adequate safeguards.

  • All cross-border data transfers comply with internationally recognised data protection standards.
  • Servers storing Malaysian user data are protected using encryption at rest and encryption in transit.
  • Legally binding data processing agreements (DPA) are signed with all third-party infrastructure providers.
  • Regular security audits are conducted to ensure data protection standards are continuously met by all parties involved.
  • You have the right to obtain more information about the protection mechanisms used by contacting our support team.

Changes to This Privacy Policy

payung99 reserves the right to update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or new service features. When significant changes are made, we will:

  • Send a notification to your registered email at least 14 days before the changes take effect.
  • Display a clear notice on the payung99 homepage and login page about the upcoming changes.
  • Update the effective date at the top of this page so you always know which version of the policy is currently in effect.

Effective Date: This Privacy Policy takes effect from 1 January 2026 and supersedes all previous versions.

Data Privacy Enquiries

If you have any questions, concerns, or wish to exercise any of your privacy rights, the payung99 support team is available to assist you every day, around the clock.

Contact the payung99 Privacy Team

All enquiries relating to the privacy policy and personal data will be handled by our team, trained in both Malay and English.

24/7 live chat within your account
Email response time: within one business day

Summary of payung99's Privacy Commitments

This Privacy Policy reflects payung99's commitment to Malaysian players. Here are the key points to remember about how we handle your personal data.

  • Your data is used solely for the purposes you have consented to — never for unrelated purposes.
  • We use SSL/TLS encryption for all data transferred between your device and payung99's servers.
  • Your data is not sold or shared with external marketing parties — it is only shared with providers who help us deliver services to you.
  • You can contact us at any time to exercise your rights of access, correction, or deletion of your data through our 24/7 support channels.
  • Significant changes to this policy will be communicated to you by email with sufficient advance notice before they take effect.
  • payung99 complies with international licensing requirements in all matters relating to the collection, storage, and processing of user data.

Join payung99 with Full Confidence

Your privacy is protected. The security of your data is our priority. Start your gaming experience with payung99 with a protected account and support that is always available to you.

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